Example Cost Analysis (Credit & Debit)
Here’s a real-world style example of our line-by-line review comparing a current processor to an RKP Atlantic proposal.
Headline Results
Projected annual savings: $2,781.27 (illustrative only; actual results vary by mix and volume).
Example Summary (Illustrative)
| Item | Current | Our Quote | Difference |
|---|---|---|---|
| Discount & Card Fees | $1,571.89 | $1,464.77 | -$107.12 |
| Interchange Impact (mix) | $0.00 | $0.00 | — |
| Monthly Services (device, data, etc.) | $68.00 | $60.00 | -$8.00 |
| Other items (auth, amex, etc.) | $0.84 | $0.19 | -$0.65 |
| Total Monthly | $1,640.73 | $1,408.96 | -$231.77 |
Numbers above are for demonstration and derived from a sample statement; breakdown lines are simplified for readability.
How We Calculate
- We extract card type, sales volumes, and transaction counts from your statement.
- We map each line to interchange, assessments, and processor markup.
- We model an apples-to-apples proposal (same mix & volumes) and list every fee in writing.
- We show your monthly and annual impact, plus any device or data plan options.
Want to understand the fees before you send anything? Our sister site CreditCardFees.ca breaks down where Canadian card-processing fees come from, how interchange sets the floor on your rate, and includes a quick effective-rate calculator.
Our Confidentiality Pledge
We adhere to a strict code of confidentiality. Your documents are used solely for analysis and a proposal. Any breach of that confidentiality would immediately end all of our partner agreements at great cost to us. Our business depends on your trust.