Merchant Services Moncton
Credit card machines, POS terminals, and honest payment processing for Moncton businesses — backed by real people just up the road in Grand-Barachois.
Accept Credit Cards & Debit Cards in Moncton
Moncton runs on small business — from the restaurants along Main Street to the retailers in the Dieppe Boulevard shopping corridor and the trades and service companies spread across the Hub City. RKP Atlantic Business Services has helped merchants across Greater Moncton accept credit cards and debit cards for over a decade — supplying the terminals and POS and handling the payment processing behind them — and because we're based just up the road in Grand-Barachois, you're never routed to an overseas call centre or a 1-800 queue. When you call, you get a person who knows your account.
Every Moncton relationship starts the same way: a free, no-obligation cost analysis. Send us a recent processing statement and we'll break down your effective rate line by line — interchange, assessments, per-transaction fees, and the monthly charges that quietly add up — then show you exactly where you're overpaying. No jargon, no pressure.
Whether you run a café near the riverfront, a shop in Champlain Place, a clinic, or a mobile trade that needs to tap-and-go on the jobsite, we'll match you to the right credit card machine or POS terminal — Clover, Elavon, or Nuvei — and set it up properly. Shopping specifically for a device? See our credit card machines in Moncton page. Bilingual service in English and French comes standard, because that's how Moncton does business.
Talk to a real person
We're based in Grand-Barachois, NB — real people who pick up the phone. No overseas call centre, no 1-800 maze. Service in English and French.
Toll-free 877-212-0562
Get a free Cost Analysis- Free, no-obligation statement review
- Clover, Elavon & Nuvei terminals and POS
- Transparent, line-by-line rate breakdown
I represent three major processors — Elavon, Fiserv, and Nuvei — so instead of fitting your business to one provider's products, I match you to whichever processor's rates and features fit your business best. A single-processor rep can only sell you what their processor offers.
“Ron & Kathy offer fantastic service. Always quick to respond and resolve any issues! Highly recommend.”
More for Moncton businesses
Different question, same team. These pages cover the rest of what Greater Moncton merchants ask us about:
Ready to compare your rates?
Send us a recent processing statement and we'll show you your true effective rate — and exactly where you're overpaying. No pressure, no obligation.
Common questions
How much does credit card processing cost in Moncton?
There is no single rate — what you pay depends on the cards your customers hand you, how you take them, and the pricing model you were put on. Most of the statements I review in Moncton are on tiered pricing, where the processor decides which tier each transaction falls into and keeps the spread. I quote cost-plus (interchange-plus) instead, so the card network's cost and my margin appear as separate lines you can actually read. If you want a real number instead of an estimate, send me your current statement and I'll show you exactly what you'd save.
What is cost-plus (interchange-plus) pricing?
It splits your rate into two honest parts: the interchange fee the card networks set — which every processor pays and none of us control — plus a fixed margin on top. Nothing is bundled or reclassified. On tiered pricing the same sale can land in a qualified or non-qualified bucket depending on rules you never see, and the difference stays with the processor. With cost-plus you can read your statement and know what you paid for, and why.
Can you beat my current processor's rate?
Usually, yes — but I won't promise it before I've seen your numbers. Some businesses are already on a sharp rate, and if yours is one of them I'll tell you so. The free statement analysis settles it either way: I go through your last statement line by line and show you your real effective rate. You either get a better one from me, or you get confirmation you're already in good shape. It costs you nothing and the analysis is yours to keep.
Which payment processor is best for my business?
It depends on your volume, your card mix and your industry — a busy restaurant taking mostly tapped consumer cards and a contractor taking a few large commercial cards are not well served by the same setup. That is exactly why I work as a broker rather than a single-processor rep: I represent Elavon, Fiserv and Nuvei, so I can match you to whichever one fits instead of selling you the only thing I carry. Send me your current statement and the free analysis will show which one comes out ahead for you.